With oil prices out of control, I have implemented a plan to reduce my oil bill.
1. Keep the thermostat at 64 degrees.  With sweaters, long pants, and socks, it is quite comfortable.
2. During the weekend and evenings, I start a fire.  With the insert in the fireplace, it keeps the downstairs warm enough to keep the boiler from firing off.
3. Insulation.  Using materials from home depot, I have insulated the pipes in the basement.
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