Although it might cost you "some" interest, I recommend rounding up all bill and loan payments to the nearest convenient amount. It makes it easier to balance a checkbook and simplifies budgeting. The lost interest is negligible.
Imagine hypothetical payments:
Mortgage $983.45
Credit Card: 231.43
Gas: 134.12
Electricity: 124.26
Landline: $23.12
DSL: 23.68
Cell: 62.97
To easy my workload, I would probably send actual payments of:
Mortgage: $1,000
Credit Card: 240
Gas: 135
Electricity: 125
Landline: 24
DSL: 24
Cell: 63
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