ING Direct customers – our tax forms are online a few days earlier than the promised Jan 31, 2009 date. Now, if I can just get my employer and my wife's employer to send us our W2, I will have a good idea of our tax situation for 2008. Based upon my Quicken data, we should be getting a refund. Nevertheless, the change in tax status (married from single) has me worried. A few years ago, I expected a $2,000 refund and ended up owing $1,000 in additional taxes. It was not a good time.