For reasons I do not totally understand, Wells Fargo does not escrow my homeowners insurance or my property taxes. Insurance discipline is easy. USAA hits my credit card every month for the payment. With my property taxes, I automatically transfer 1/12 of my estimated taxes to a savings account at Emigrant Savings. Today, I transferred the money to my checking account so I can issue the check.
Simple, easy, cheap, and disciplined.