My New Credit Card Scheme

Now that we have reached the "bonus" level on our Amex Blue Cash Card, we are changing our credit card spending pattern to maximize cash back. Going forward, our spending will look like this:

1. Gas and Groceries – All gas and groceries expenses will be on the Amex Blue card. We will get 5% cash back.
   
2. Everything Else – Fidelity Amex Cash Back card gives us 2% on all our speding.
   
3. Visa/Mastercard – When places do not take American Express, we use our Citibank Driver's Edge card.