29% Interest Rate – Thanks Citi

Yesterday, Citibank, which our tax dollars are keeping afloat, raised my Standard Purchase APR from 8.74% to a variable 29%. Mind you, I have never missed a payment in the past three years. Indeed, I pay my entire bill every month.

In the grand scheme of things, it doesn't matter because I do not run a balance. Nevertheless, their action does not make me happier.